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Our Services
Whether you're buying your first home, investing in property, refinancing an existing loan, or exploring commercial or SMSF options, we're here to help you make sense of it all.
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We take the time to understand your goals and explain your options in plain English — no jargon, no pressure. With access to lenders beyond the major banks, we'll help you find the right solution for your situation.
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Explore our services below, and when you're ready, we're here to chat.
First Home Buyers
Buying your first home is exciting, and we're here to make it simple. We'll walk you through every step, from understanding your borrowing power to securing the right loan.
We specialise in government schemes like the First Home Guarantee, helping you buy with a deposit as low as 5% without paying Lenders Mortgage Insurance. We'll also help you navigate first home owner grants and stamp duty concessions available in your state.
Whether you're just starting to look or ready to apply, we'll give you the clarity and confidence to move forward.
Debt Consolidation
Juggling multiple debts like credit cards, personal loans, or car finance can be overwhelming and expensive.
Debt consolidation brings everything together into a single home loan, leaving you with just one regular repayment. Because home loans typically have much lower interest rates, this can significantly reduce your monthly outgoings and simplify your finances.
We'll assess your situation and help you find a solution that works, even if you're self-employed or have a less-than-perfect credit history. Take control of your debt and free up cash for what matters most.
Investment Loans
Property investment is a powerful way to build wealth, and we're here to help you get it right.
We'll explain how investment loans differ from standard home loans, including interest rate structures, tax implications, and how lenders assess rental income.
Whether you're buying your first investment property or expanding a portfolio, we connect you with lenders offering flexible solutions - including options to borrow up to 90% without LMI or access equity for your next purchase. Let's build a strategy that works for your financial future.
Refinancing
If it's been a while since you reviewed your home loan, you could be missing out on better options.
Refinancing could help you secure a lower interest rate, reduce your monthly repayments, or access equity for renovations, investments, or other goals.
You might also want to switch between fixed and variable rates or consolidate other debts. We'll compare thousands of loans from over 30 lenders, handle the paperwork, and make the process seamless.
Our job is to ensure your loan is working as hard as you are.
SMSF
Using your Self-Managed Super Fund to invest in property is a significant decision - but it can be a powerful way to build retirement wealth.
An SMSF loan allows your super fund to borrow for an investment property through a Limited Recourse Borrowing Arrangement.
The property is held for investment only, with rental income and tax benefits flowing back into your super.
We'll guide you through the complexities and connect you with lenders who understand SMSF lending, helping your super work harder for your future.
Commercial Loans
Whether you're buying a retail shop, office, warehouse, or commercial land, we can help you secure the right finance.
Commercial loans are structured differently to standard home loans, with terms tailored to business needs.
We work with lenders who specialise in commercial lending, offering competitive rates, flexible terms up to 30 years, and significant borrowing capacity.
Whether securing premises for your own business or adding commercial property to your portfolio, we'll guide you through the process and find a solution that fits.
Ready to secure your future?
Book a discovery call with
Position Ready Finance today.