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The PRF Blog

Plain-English guides, market insights, and lending tips from our team.

Refinancing19 March 2026 · 5 min read

What Rising Interest Rates Mean for Your Home Loan

Interest rate rises make headlines. But what do they actually mean for your mortgage, your repayments and your long-term financial position? Here is what you need to know.

Justin HeardRead more
Investing3 March 2026 · 5 min read

How to Use Equity to Build Wealth Through Property

If you already own property, you may be sitting on one of the most powerful financial tools available to you - equity. Understanding how to access and use it correctly can be the difference between owning one property and building a portfolio.

Jakob PekoljRead more
Investing14 February 2026 · 5 min read

Rentvesting in 2026 - Is It Right for You?

Owning a home while renting where you actually want to live sounds counterintuitive. But for a growing number of Australians, rentvesting is becoming one of the smartest ways to get into the property market without compromising on lifestyle.

Justin HeardRead more
Refinancing5 February 2026 · 5 min read

5 Signs It's Time to Refinance Your Home Loan

Sticking with your original home loan could be costing you thousands. Here are five clear signs that it's time to review your mortgage - and what to do about it.

Jakob PekoljRead more
Veterans & Defence22 January 2026 · 7 min read

The Truth About Defence Home Loans: What Most Brokers Won't Tell You

ADF members face unique challenges when applying for home loans - and most brokers simply don't understand them. As veteran-owned brokers, here's what we see on the ground.

Justin HeardRead more
First Home Buyers8 January 2026 · 6 min read

First Home Guarantee Explained: How to Buy With a 5% Deposit

The Australian Government's First Home Guarantee lets eligible buyers purchase a home with just a 5% deposit - without paying Lenders Mortgage Insurance. Here's everything you need to know.

Jakob PekoljRead more

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