Position Ready Finance

Our Services

Every Situation is Different.We Find the Loan That Fits Yours.

Whether you're buying your first home, refinancing, investing, or planning your retirement - we have the expertise and lender relationships to make it happen.

What We Do

We cover a full range of lending services - with specialist expertise where it counts most.

First Home Buyers

We guide you from pre-approval to settlement - navigating deposits, grants, the First Home Guarantee, and everything in between.

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Refinancing

Still on your original loan? We review your current deal, compare 35+ lenders, and move you to a better rate with minimum fuss.

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Investment Loans

Build a property portfolio with smart lending strategy. We structure your loans to maximise borrowing capacity and tax effectiveness.

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Debt Consolidation

Roll high-interest debts into your home loan and simplify your finances. We assess whether consolidation genuinely improves your position.

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Commercial & SMSF

Commercial property loans and SMSF lending require specialist structuring. We find the right lender and navigate the complexity for you.

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Veterans & Defence

ADF-specific expertise - HPAS, posting loans, defence investor strategies, and post-service financial planning.

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Self-Employed

ABN holder, sole trader, or company director? We know which lenders assess self-employed income most favourably and how to present your application to get you approved.

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Personal Loans

Need finance for renovations, a vehicle, medical expenses, or something else? We connect you with personal loan options suited to your situation and credit profile.

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Asset Finance

Finance for vehicles, equipment, and business assets. Whether it's for personal use or commercial purposes, we structure deals across a range of lenders.

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Novated Leases

A tax-effective way to finance a vehicle through your employer's salary packaging. Especially popular with ADF personnel - we simplify the process and make sure you're getting real value.

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Life & Health Insurance

Protecting your income, family, and health is just as important as the loan itself. We refer you to specialist advisers for life, income protection, and health cover tailored to your needs.

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Construction Loans

Building your own home? Construction loans are structured differently to standard mortgages. We guide you through progress payments, valuations, and choosing the right lender for your build.

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Our Lender Panel

Access to 35+ Lenders

We're not tied to any single bank. Our accreditation with over 30 lenders means we can find the right fit for your situation - from the big four banks to specialist non-bank lenders.

ANZCBANABWestpacMacquarieINGBankwestSt GeorgeSuncorpAMPPepperLiberty+ Many More

Why Use a Mortgage Broker?

Going Directly to a Bank Limits Your Options.

We Work For You, Not the Bank

A broker's job is to find the best loan for your situation - not to sell you a particular product. We're on your side of the table.

One Application, Multiple Lenders

We submit your information once and compare it across dozens of lenders simultaneously - saving you time and multiple credit enquiries.

Expert Guidance, No Jargon

We translate complex lending concepts into plain English so you understand exactly what you're signing and why.

Free to You

Our service costs you nothing. We're paid a commission by the lender only when your loan settles - there's no upfront cost.

Not Sure Where to Start?

Book a free discovery call. We'll listen to your situation and point you in the right direction - no pressure, no obligation.

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Let's Talk About Your Goals

Book a free consultation - we'll find the right lending solution for you.

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